Recent Articles from Christine

Getting a Lower Interest Rate is Easy as 1.2.3!

Getting a Lower Interest Rate is Easy as 1.2.3!

Asking for lower interest rates can sometimes yield great results.  If you have never asked your lender for lower rates on any of your loans, you may never receive lower rates.  We ask our lender to lower our interest rate on an existing used auto loan (in-house) that...

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Pay a Price to Win!

Pay a Price to Win!

Pay a price to win; doing things the right way! Avoid selling your soul, (diminishing your character) and losing who you are in the process. Everything that is worth having requires your best effort towards your goals, marriage, relationships and yes even winning what...

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Do You Have Money to Burn?

Do You Have Money to Burn?

There are times when you have to follow your heart and not your bank account.  January 2, 2014 was the last time I have been clothes, shoes or jewelry shopping; I have money, but no desire to shop.  Is there anybody that can relate to that?  I love a great bargain! ...

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Eat Out or Stay in Debt?

Eat Out or Stay in Debt?

Fact: Americans spend 10 percent of their disposable income on fast food every year. (Wall Street Journal, 2005) Thought to Ponder:  Think about that...if your disposable income is $500 per week (on the low side), and you are like the average American, $50 could be...

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Single Mother Pays Cash for Her Car!

Single Mother Pays Cash for Her Car!

Rachel is a 21 year old single mother who works in a local department store and lives on a modest income.  I overheard the end of a conversation when she said that making payments above $400 for a car payment was not a wise choice.  When I ask her view on making car...

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What Should I Keep?  What Should I Toss?

What Should I Keep? What Should I Toss?

February 3, 2014 Have you ever found yourself pondering over a pile of papers that could contain personal tax documents such as pay stubs, bank statements, brokerage statements or utility bills?  Perhaps you are well organized.  CNN Money (2013) suggests the...

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Affordable Care Act – “The Right Plan for Me”

Affordable Care Act – “The Right Plan for Me”

January 27, 2014 Delta Sigma Theta Sorority Portsmouth Alumnae Chapter, Educating and Empowering the Community! “Affordable Care Act” The contents of this article are not a representation of the Delta Sigma Theta Sorority, Inc.  However, I felt that this organization...

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“A Millionaire’s Mindset at 18 years of Age”

“A Millionaire’s Mindset at 18 years of Age”

January 16, 2014 A Millionaire's Mindset at 18 yrs. old "Alize" Young in age, but wise in years! Alize is an 18 year old who was raised predominately by a single mother that was nearly drowning in debt stemming from a double income household.  Eventually the two...

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“Mind, Money, Marriage”

“Mind, Money, Marriage”

January 12, 2014 Money Matters! (Part 2) “Mind, Money Marriage” Do you have an “Emergency Fund”?  This question became a part of the conversation in the couples session.  An emergency fund guards against unforeseeable emergencies, such as a flat tire, train or airfare...

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