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Insights from Christine
Living beneath your means is simply that your bottom line is a surplus which means that you manage your finances well. It means that you are spending within the perimeters of your earnings.
Reflecting on your past financial mistakes can be instrumental in finding your way forward. Don’t despise your past experiences. If you look closely, your past life experiences produced astronomical growth.
Finding a good balance of a credit mix plays an intricate part in having a high credit score. But, the mix or kind of credit is not the only component. Trying to have the right amount of credit utilization, length of credit history, good payment history, and other important factors to maintain a good to excellent credit score can be perplexing.