“A Christmas Story”

“A Christmas Story”

Angelia Williams-Graves, Vice-Mayor of a local city and resource team member (Realtor) of LMLDF, has graciously shared part of her story, along with very valuable financial tips stemming from right choices that she has made in her own finances over the years.  Enjoy…a...
Giving at Christmas!

Giving at Christmas!

Giving at Christmas is exciting!  It is also the number one Holiday that people shop because they are givers and want to be a blessing to others.  In contrast, some shop out of obligation; someone who was not on their Christmas list gave them an expensive gift and now...
“Black Friday Deals”

“Black Friday Deals”

“Black Friday” is upon us.  Many people are preparing to hit the stores and shop until they find the items that they have in mind.  In past years some retailers such as Macy’s, Kohl’s, Bealls, Target and Best Buy opened at midnight for the first time;...
“Cash Advance?  Consider the cost”

“Cash Advance? Consider the cost”

We are approaching the holiday season, some consumer’s savings may have fallen below their expectations for purchasing holiday gifts or planning trips to visit family.  If you are in the midst of creating a strategy to make things happen by using your credit cards for...
“Activate and Execute”

“Activate and Execute”

The “What and how” in your finances remains constant.  The mindset of an individual is the common denominator to causing change to take place in a person’s situation.  What do I do?  Make a decision to get empowered by becoming the best student of your finances that...
“Bad $$ Habits that Costs You Big”

“Bad $$ Habits that Costs You Big”

This week we will discuss 5 Bad Habits That Could Be Costing You Money. Over the past few weeks we have discussed the three “C’s” that are essential for your path to financial freedom and wellness: Communication, Commitment and Change.  Effectively communicating with...
Choices, Chances, Changes

Choices, Chances, Changes

The third “C” to getting a financial break through is “Change”.  We have discussed that deciding to do something different, shifting your priorities and effectively communicating with your creditors are paramount.  We have also discussed the importance of making a...