Celebrate the Christmas holidays without breaking the bank!

Remember during this holiday season and all year to live within your means and not beneath your privileges.  The interpretation of living within your means is simply, staying within the boundaries of your bank account.  Make sure that all of your obligations are met.  Avoid excessive spending on others that may not have those expectations of you.

If you do not have the funds to purchase a truck load of Christmas gifts, that’s okay.  It is okay not to buy every family member, friend, co-worker, neighbor etc. a gift.  The greatest that you can give someone is yourself.  Giving of your time and talent is priceless.

Please avoid going deep into debt to please people that more than likely just want to spend time with you.

E-mail me at christineroebuck@livemylifedebtfree.com