Fact: Americans spend 10 percent of their disposable income on fast food every year. (Wall Street Journal, 2005) Thought to Ponder:  Think about that...if your disposable income is $500 per week (on the low side), and you are like the average American, $50 could be...

Rachel is a 21 year old single mother who works in a local department store and lives on a modest income.  I overheard the end of a conversation when she said that making payments above $400 for a car payment was not a wise choice.  When I ask her view on making car...

February 3, 2014 Have you ever found yourself pondering over a pile of papers that could contain personal tax documents such as pay stubs, bank statements, brokerage statements or utility bills?  Perhaps you are well organized.  CNN Money (2013) suggests the...