“Paying Yourself First”

“Paying Yourself First”

          Do you understand what “paying yourself first” really means?  I ask this because FOR YEARS I took paying myself first as being able to go buy myself something when I got paid.  I justified my spending as “paying...
“Eliminating Waste, Use a Checklist”

“Eliminating Waste, Use a Checklist”

Eliminating waste is essential to good money management.  Review your 2016 spending habits.  What can you change to increase your cash flow versus outgoing expenditures?  It is very easy to waste money throughout the year without being able to pin point where it was...
Should I Use Credit Cards or Cash?

Should I Use Credit Cards or Cash?

Most frequently asked questions regarding credit cards that I receive are:  Should I use credit cards or cash?  Should I make minimum payments on my credit card balance?  The use of credit cards is a personal decision.  I would suggest that you examine your reason for...