“Eliminating Waste, Use a Checklist”

“Eliminating Waste, Use a Checklist”

Eliminating waste is essential to good money management.  Review your 2016 spending habits.  What can you change to increase your cash flow versus outgoing expenditures?  It is very easy to waste money throughout the year without being able to pin point where it was...
Should I Use Credit Cards or Cash?

Should I Use Credit Cards or Cash?

Most frequently asked questions regarding credit cards that I receive are:  Should I use credit cards or cash?  Should I make minimum payments on my credit card balance?  The use of credit cards is a personal decision.  I would suggest that you examine your reason for...
Putting Your Debt On A Diet

Putting Your Debt On A Diet

Putting your debt on a diet could help, tremendously, with getting your finances on track for 2017.  Do you have more month at the end of your money?  Is it getting harder to “Make ends meet”?  Many Americans live paycheck to paycheck and find it very hard to breathe...