“Thinking Big is A Mindset”

“Thinking Big is A Mindset”

I was inspired to write this blog after having a short conversation with a young man between the ages of 18-20 in a retail store.  He shared that some people do not believe that it is possible to earn a substantial income.  This is a very broad, but true statement and...
Good Debt VS Bad Debt!

Good Debt VS Bad Debt!

Creating a spending for your emergencies is one of the smartest components to your strategic plan that can be implemented for your household.  Avoid applying for personal loans for emergencies, such as using your signature as collateral; generally the interest rates...
Are you ready for the unexpected?

Are you ready for the unexpected?

A crisis or a hiccup can occur at any given moment in your life.  Are you prepared for the unexpected? A LMLDF participant, Sharon Holliday shared with the class how having her finances in order made things less stressful when she experienced an unexpected “hiccup”...
When Life Happens, “SHIFT”!

When Life Happens, “SHIFT”!

The key to change is being able to know when to SHIFT; you are that key.  Things happen in life that could cause a shaking in your finances.  However, when a catastrophic “suddenly” happens in life that could cause your finances to take a dive, “SHIFT”.  Some...
Top 5 Ways Americans Waste $$$!

Top 5 Ways Americans Waste $$$!

1.     Wasted energy – Find ways to become energy-efficient.  According to Business Insider, Americans throw away $443 billion on wasted energy.  Simple tips such as unplugging appliances when they are not being used.  Turn off the lights when no one is in the room. ...