What does My Credit Profile Say about Me?

What does My Credit Profile Say about Me?

Our credit profiles are comprised of variables that some consumers are unaware of that can affect our purchasing power, place of employment and perhaps character.  No longer is sitting across from the desk of a lender sealing a deal with a hand shake the case.  We...
What does My Credit Profile Say about Me?

Taking Action is Worth It!

March 21, 2014 “A power couple that’s leading the way” Tony and Angela are leaders in their church and community.  They shared that after attending a financial workshop that they decided that they would lead by example by taking action and incorporating biblical...
Pay a Price to Win!

Pay a Price to Win!

Pay a price to win; doing things the right way! Avoid selling your soul, (diminishing your character) and losing who you are in the process. Everything that is worth having requires your best effort towards your goals, marriage, relationships and yes even winning what...
Do You Have Money to Burn?

Do You Have Money to Burn?

There are times when you have to follow your heart and not your bank account.  January 2, 2014 was the last time I have been clothes, shoes or jewelry shopping; I have money, but no desire to shop.  Is there anybody that can relate to that?  I love a great bargain! ...
Eat Out or Stay in Debt?

Eat Out or Stay in Debt?

Fact: Americans spend 10 percent of their disposable income on fast food every year. (Wall Street Journal, 2005) Thought to Ponder:  Think about that…if your disposable income is $500 per week (on the low side), and you are like the average American, $50 could...
What does My Credit Profile Say about Me?

Single Mother Pays Cash for Her Car!

Rachel is a 21 year old single mother who works in a local department store and lives on a modest income.  I overheard the end of a conversation when she said that making payments above $400 for a car payment was not a wise choice.  When I ask her view on making car...
What Should I Keep?  What Should I Toss?

What Should I Keep? What Should I Toss?

February 3, 2014 Have you ever found yourself pondering over a pile of papers that could contain personal tax documents such as pay stubs, bank statements, brokerage statements or utility bills?  Perhaps you are well organized.  CNN Money (2013) suggests the...