Use a Shopping Cart and Save $$$$!!

Use a Shopping Cart and Save $$$$!!

My friend Shirley never ceases to amaze me; she has embraced the debt free culture and taken it to another level.  Occasionally she shares new disciplines that exemplify out of the box thinking and I would like to share the latest method that she has adopted for...
A Life Long Legacy !

A Life Long Legacy !

Be deliberate about leaving a legacy for your children’s children that does not involve financial illiteracy and debt overload. Today is a great day to walk to the beat of a different drum that involves taking action by setting priorities, implementing necessary...
What’s on your bucket list?

What’s on your bucket list?

Wiki-Pedia (2014) written by Justin Zackham   Why write a bucket list and what was my inspiration to write a bucket list?  The American comedy, “The Bucket List” starring Jack Nicholson and Morgan Freeman; two men who were terminally ill that decided to live...
Breaking Free from Debt!

Breaking Free from Debt!

Breaking Generational Curses! I met Ruth at a department store where part of her responsibility is to offer customers the opportunity to open a credit card. I kindly said no thank you and shared that I have not used a department store credit card in more than 20...
90 Days Same As Cash!

90 Days Same As Cash!

Myth: Great Deal! Truth: Only if the balance is paid in full within 90 days Be cautious when financing seems too good to be true. Remember that a deal such as this is usually a benefit to the creditor, not the consumer. If a consumer can pay off a debt within the 90...
Money Matters – Have You Been Honest or Dishonest?

Will it be Paper or Plastic?

Will it be paper or plastic? If we were to be very honest; would you agree that before debit cards we as consumers were able to keep a better running balance in our checkbook register? Swiping the plastic has made it so easy to pay for things that consumers have...
Money Matters – Have You Been Honest or Dishonest?

An Emergency Fund in Action!

Have you ever had a check engine light come on in a car that’s only 2 years old or in any car?  It’s not a good feeling, wondering what’s wrong. After a visit to the dealership this morning, it was determined that the diagnostic test found a $990.00...
Making Strides!!!

Making Strides!!!

Making Strides – Hitting the nail on the head one by one!!   Angela and Tony are focused and driven; they are preparing for retirement within the next five years and have a great desire to be debt free. Once they made a decision to eliminate ALL debt they began...