“Car Title Loans – Risky Business!”

“Car Title Loans – Risky Business!”

I am counseling a single mother with three children living on approximately $600 per month.  Once we had assessed her situation, something financially crippling about her obligations was that she had recently taken out a car title loan.  What is a car title loan? In a...
How do I Make a Next Level Move?

How do I Make a Next Level Move?

Robin Sloan is a phenomenal Life Coach, Professional Speaker and CEO of I.Y.N.W.? (Is Your Net Working?) She counsels and coaches individuals that often ask the question, “How do I move from one point to the next”?  While there is no perfect solution;...
“NEXT LEVEL MOVES!”

“NEXT LEVEL MOVES!”

This month will be focused on NEXT LEVEL MOVES!  Are you ready for a next level move? My local church is focusing on areas that are an intricate part of the mission for Live My Life Debt Free.  Three “E’s”, Educating, Empowering and Equipping,...
College Students and Credit Cards!

College Students and Credit Cards!

According to Nellie Mae, college students  will amass almost $20K+ in student loan debt.  76% of Undergrad students have credit cards; the average undergrad has $2200.00 in credit card debt. Hello!! Many of them do not have jobs! Parents!  Please educate your children...
“Taking action out-weighs stagnation”

“Taking action out-weighs stagnation”

Kim is a single mother earning middle to upper class income, but overwhelmed with an insurmountable amount of debt.  It seems that functioning without a written spending plan attributed to the weight of having what appeared to be an exponential amount of debt.  What...