College Students and Credit Cards!

College Students and Credit Cards!

According to Nellie Mae, college students  will amass almost $20K+ in student loan debt.  76% of Undergrad students have credit cards; the average undergrad has $2200.00 in credit card debt. Hello!! Many of them do not have jobs! Parents!  Please educate your children...
“Taking action out-weighs stagnation”

“Taking action out-weighs stagnation”

Kim is a single mother earning middle to upper class income, but overwhelmed with an insurmountable amount of debt.  It seems that functioning without a written spending plan attributed to the weight of having what appeared to be an exponential amount of debt.  What...
Change the Beat of Your Drum!

Change the Beat of Your Drum!

Today is a great day to walk to the beat of a different drum! If the rhythm of your abilities to change certain behaviors that are causing you to be off-balance; dare to change those precepts that are not progressive.  For example, if you cannot seem to get back into...
Cultivate a Winning Attitude!

Cultivate a Winning Attitude!

Allowing the wrong people to influence your life could prevent you from reaching your goals and trample on your dreams.  It is important to assess where you are.  Are you being influenced in a positive or negative way or are you the person being the positive or...
Have you Opened Yesterday’s Mail Yet?

Have you Opened Yesterday’s Mail Yet?

You’ve Got Mail!!! The strangest things captivate my attention and immediately I feel compelled to act.  I noticed a gentlemen carefully sorting through his mail in flight and I wanted to encourage him for a job well done! It is so exciting when individuals take...