“Car Title Loans – Risky Business!”

“Car Title Loans – Risky Business!”

I am counseling a single mother with three children living on approximately $600 per month.  Once we had assessed her situation, something financially crippling about her obligations was that she had recently taken out a car title loan.  What is a car title loan? In a...
How do I Make a Next Level Move?

How do I Make a Next Level Move?

Robin Sloan is a phenomenal Life Coach, Professional Speaker and CEO of I.Y.N.W.? (Is Your Net Working?) She counsels and coaches individuals that often ask the question, “How do I move from one point to the next”?  While there is no perfect solution;...
“NEXT LEVEL MOVES!”

“NEXT LEVEL MOVES!”

This month will be focused on NEXT LEVEL MOVES!  Are you ready for a next level move? My local church is focusing on areas that are an intricate part of the mission for Live My Life Debt Free.  Three “E’s”, Educating, Empowering and Equipping,...
College Students and Credit Cards!

College Students and Credit Cards!

According to Nellie Mae, college students  will amass almost $20K+ in student loan debt.  76% of Undergrad students have credit cards; the average undergrad has $2200.00 in credit card debt. Hello!! Many of them do not have jobs! Parents!  Please educate your children...
“Taking action out-weighs stagnation”

“Taking action out-weighs stagnation”

Kim is a single mother earning middle to upper class income, but overwhelmed with an insurmountable amount of debt.  It seems that functioning without a written spending plan attributed to the weight of having what appeared to be an exponential amount of debt.  What...
Change the Beat of Your Drum!

Change the Beat of Your Drum!

Today is a great day to walk to the beat of a different drum! If the rhythm of your abilities to change certain behaviors that are causing you to be off-balance; dare to change those precepts that are not progressive.  For example, if you cannot seem to get back into...
Cultivate a Winning Attitude!

Cultivate a Winning Attitude!

Allowing the wrong people to influence your life could prevent you from reaching your goals and trample on your dreams.  It is important to assess where you are.  Are you being influenced in a positive or negative way or are you the person being the positive or...
Have you Opened Yesterday’s Mail Yet?

Have you Opened Yesterday’s Mail Yet?

You’ve Got Mail!!! The strangest things captivate my attention and immediately I feel compelled to act.  I noticed a gentlemen carefully sorting through his mail in flight and I wanted to encourage him for a job well done! It is so exciting when individuals take...
Who’s Money and Life is it Anyway?

Who’s Money and Life is it Anyway?

Avoid letting other people influence your lifestyle.  There is no need to impress anyone that is not stroking a check for your bank account (paying your bills).  A woman in the produce area of a grocery store was talking to another friend so loudly, I couldn’t...
Celebrating One Year!

Celebrating One Year!

Although we have passed the one year mark; I would be remiss not to give God thanks.  Late February 2013, the Lord gave me a vision to reach the masses through social media teaching financial literacy; He wants his people free.  Becoming debt free is a personal...